--- title: "Fintech: Banks and Finance will arise in the world after Covid-19" description: The Coronavirus emergency has favored the change of habits and needs of people and businesses. image: https://newsroom.kireygroup.com/hubfs/Immagini%20blog/Blog_all_fintech_mondo_post_covid.jpg --- [kireygroup.com](https://www.kireygroup.com/) [![](https://newsroom.kireygroup.com/hubfs/item-2020-dicembre/logo-Blog-v2.svg)](https://newsroom.kireygroup.com/en/news) - [Ita](https://newsroom.kireygroup.com/news/fintech-rinascono-banche-e-finanza-nel-mondo-post-covid?hsLang=it) - Eng - [Esp](https://newsroom.kireygroup.com/es/news?hsLang=en) [Kireygroup.com](https://www.kireygroup.com/) # Get your daily dose of tech! ## We Shape Your Knowledge # [Inference Costs: how to prevent AI agents from driving costs up exponentially](https://newsroom.kireygroup.com/en/news/inference-costs-how-to-prevent-ai-agents-from-driving-costs-up-exponentially?hsLang=en) Artificial intelligence has an innovative side, but it also comes with a bill to pay. And in recent ... [Read more](https://newsroom.kireygroup.com/en/news/inference-costs-how-to-prevent-ai-agents-from-driving-costs-up-exponentially?hsLang=en) 18 MIN READ 23 October 2026 ### Latest News - [Inference Costs: how to prevent AI agents from driving costs up exponentially](https://newsroom.kireygroup.com/en/news/inference-costs-how-to-prevent-ai-agents-from-driving-costs-up-exponentially?hsLang=en) - [Kirey Advisory at the ABI Lab workshop on Processes, Operations and Organization](https://newsroom.kireygroup.com/en/news/kirey-advisory-at-the-abi-lab-workshop-on-processes-operations-and-organization?hsLang=en) - [Kirey Strengthens Its SAP Presence: Mind The Value Achieves Reselling Partner Status](https://newsroom.kireygroup.com/en/news/kirey-strengthens-its-sap-presence-mind-the-value-achieves-reselling-partner-status?hsLang=en) - [The Dark Side of Multicloud: how to prevent workload placement from generating technical debt](https://newsroom.kireygroup.com/en/news/the-dark-side-of-multicloud-how-to-prevent-workload-placement-from-generating-technical-debt?hsLang=en) - [Shadow AI: 4 out of 5 employees use tools not governed by the company](https://newsroom.kireygroup.com/en/news/shadow-ai-4-out-of-5-employees-use-tools-not-governed-by-the-company?hsLang=en) - [Legacy modernization in banking: discover the true cost of legacy systems](https://newsroom.kireygroup.com/en/news/legacy-modernization-in-banking-discover-the-true-cost-of-legacy-systems?hsLang=en) 2 MIN READ 14 July 2020 - Share on: - - - - [Cybersecurity](https://newsroom.kireygroup.com/en/news/tag/cybersecurity) / - [Corporate](https://newsroom.kireygroup.com/en/news/tag/corporate) / # Fintech: Banks and Finance will arise in the world after Covid-19 #### Kirey [![](https://newsroom.kireygroup.com/hubfs/it.svg)](https://newsroom.kireygroup.com/news/fintech-rinascono-banche-e-finanza-nel-mondo-post-covid?hsLang=it)    [![](https://newsroom.kireygroup.com/hubfs/ES.svg)](https://newsroom.kireygroup.com/?hsLang=es) 2 MIN READ 14 July 2020 - Share on: - - - - [All](https://newsroom.kireygroup.com/news?hsLang=en) - Categories + - [Corporate](https://newsroom.kireygroup.com/en/news/tag/corporate) - [Cybersecurity](https://newsroom.kireygroup.com/en/news/tag/cybersecurity) - [Events/Webinars](https://newsroom.kireygroup.com/en/news/tag/events-webinars) - [Cloud](https://newsroom.kireygroup.com/en/news/tag/cloud) - [Data Value](https://newsroom.kireygroup.com/en/news/tag/data-value) - [Innovation](https://newsroom.kireygroup.com/en/news/tag/innovation) - [Artificial Intelligence](https://newsroom.kireygroup.com/en/news/tag/artificial-intelligence) - [Monitoring](https://newsroom.kireygroup.com/en/news/tag/monitoring) - [DevSecOps](https://newsroom.kireygroup.com/en/news/tag/devsecops) - [Software Development](https://newsroom.kireygroup.com/en/news/tag/software-development) - [Corporate Social Responsibility](https://newsroom.kireygroup.com/en/news/tag/corporate-social-responsibility) - [Advisory](https://newsroom.kireygroup.com/en/news/tag/advisory) - [Data Privacy](https://newsroom.kireygroup.com/en/news/tag/data-privacy) - [Accessibility](https://newsroom.kireygroup.com/en/news/tag/accessibility) - [Automation](https://newsroom.kireygroup.com/en/news/tag/automation) - [Digital Banking](https://newsroom.kireygroup.com/en/news/tag/digital-banking) - [Use case](https://newsroom.kireygroup.com/en/news/tag/use-case) - [Welfare & Social Services](https://newsroom.kireygroup.com/en/news/tag/welfare-social-services) - [Press & PR](https://newsroom.kireygroup.com/en/news/tag/press) ## **The world of banking and finance will be increasingly digital** Fintech is a decisive accelerator to expand the offer beyond traditional banking products and to fill the digital gap with the most advanced sectors. A change in business models and mentality accelerated by the pandemic. The **Coronavirus** emergency has favored the change of habits and needs of people and businesses. This has also had an impact on the financial services system, so that, even in Italy, banks have understood the need to innovate. There was already a tendency to abandon cash to switch to electronic and digital payments, but with the Covid-19 the phenomenon has accelerated and banks can no longer postpone. Sectors such as **digital payments** and **e-commerce** have experienced strong growth: according to [Netcomm](https://www.consorzionetcomm.it/), in the first four months of 2020 there were **two million** new online buyers, against 700 thousand last year; Paypal in the first quarter recorded **10 million** new active users (+135% compared to 2019), +22% of the total volume of payments. The real innovation lies in the **cooperation** - and not in the competition - with [Fintech](https://it.businessinsider.com/banca-fintech-restart-ripartenza-coronavirus-tendenze/), which will improve **customer satisfaction** and loyalty through the expansion of the offer with new products and financial services even not traditionally banking, and a better experience thanks to advanced technological platforms. In this new business model, in fact, the difference will be the "**customer-centricity**" approach, in which the bank becomes the partner of the customer. At the same time, banks face investment in **IT security**: Fintech, in fact, relies largely on applications that access users' financial profiles to perform transactions in real time and that are an increasingly common attack vector. According to [Check Point](https://www.checkpoint.com/), in fact, 27% of companies worldwide have suffered cyber attacks that have compromised the security of mobile devices. Kirey has developed [solutions](https://focuson.kireygroup.com/fintech?hsLang=en), in the field of[**Data Security** and **Privacy**](https://www.kireygroup.com/en/competencies/cybersecurity), to accompany banks and the entire financial world in this transition. - [Previous post](https://newsroom.kireygroup.com/en/news/cloud-business-continuity?hsLang=en) - [Read all posts](https://newsroom.kireygroup.com/en/news?hsLang=en) - [Next post](https://newsroom.kireygroup.com/en/news/innovation-resilience-and-flexibility-the-new-formula-for-enterprises?hsLang=en) ## Related posts: #### [Shadow AI: 4 out of 5 employees use tools not gove...](https://newsroom.kireygroup.com/en/news/shadow-ai-4-out-of-5-employees-use-tools-not-governed-by-the-company?hsLang=en) “While 80% of professionals use AI in their work, only 22% rely exclusively on tools provided by the... [Read more](https://newsroom.kireygroup.com/en/news/shadow-ai-4-out-of-5-employees-use-tools-not-governed-by-the-company?hsLang=en) 11 MIN READ 14 July 2020 #### [Autonomous SOC: reality, limitations, and prospect...](https://newsroom.kireygroup.com/en/news/autonomous-soc-reality-limitations-and-prospects-for-ai-driven-security?hsLang=en) Artificial intelligence is certainly not new to the world of cybersecurity. For more than a decade, ... [Read more](https://newsroom.kireygroup.com/en/news/autonomous-soc-reality-limitations-and-prospects-for-ai-driven-security?hsLang=en) 11 MIN READ 14 July 2020 #### [Cybersecurity awareness must change form: human de...](https://newsroom.kireygroup.com/en/news/cybersecurity-awareness-must-change-form-human-decision-quality-at-the-center?hsLang=en) By Roberto Marzocca, Head of Cybersecurity di Kirey For a long time, the cybersecurity sector has ar... [Read more](https://newsroom.kireygroup.com/en/news/cybersecurity-awareness-must-change-form-human-decision-quality-at-the-center?hsLang=en) 6 MIN READ 14 July 2020 #### Explore - [Home](https://www.kireygroup.com/) - [Competencies](https://www.kireygroup.com/en/competencies) - [Industries](https://www.kireygroup.com/en/industries) - [About Us](https://www.kireygroup.com/en/about-us) - [Tech&Partners](https://www.kireygroup.com/en/tech-partners) - [Careers](https://www.kireygroup.com/en/careers) - [Contact](https://www.kireygroup.com/en/contact) - [Corporate Social Responsibility](https://www.kireygroup.com/en/corporate-social-responsibility) - [Advisory](https://www.kireyadvisory.com/en) #### Policy - [Quality](https://www.kireygroup.com/oven/media/PKG-COMP-AL14-Quality-Policy.pdf) - [Security](https://www.kireygroup.com/oven/media/PKG-CIS-LG02-Security-Policy.pdf) - [Gender Equality](https://www.kireygroup.com/oven/media/PKG-COMP-LG03-Politica-per-la-parita-di-Genere-v2.pdf) - [Service Management](https://www.kireygroup.com/oven/media/PKG-COMP-AL45-Politica-per-la-gestione-dei-servizi.pdf) - [Environment](https://www.kireygroup.com/oven/media/PKG-COMP-AL44-Politica-Ambientale-Kirey.pdf) - [Health, Safety & Wellbeing](https://www.kireygroup.com/oven/media/PKG-COMP-LG02-Policy-on-health-safety-and-well-being-in-the-work-environment.pdf) - [ESG](https://www.kireygroup.com/oven/media/Policy-ESG-ENG-v1.pdf) - [Info on Data Processing](https://www.kireygroup.com/en/information-on-data-processing) #### Certifications - [ISO 9001:2015](https://www.kireygroup.com/oven/media/KIREY-S-R-L-9001.pdf) - [ISO/IEC 27001:2022](https://www.kireygroup.com/oven/media/KIREY-S-R-L-27001.pdf) - [PDR 125](https://www.kireygroup.com/oven/media/PDR-125-2022.pdf) - [ISO/IEC 20000-1:2018](https://www.kireygroup.com/oven/media/ISOIEC-20000-12018-ENG.pdf) - [ISO 14001:2015](https://www.kireygroup.com/oven/media/ISO-14001-2015-ENG.pdf) - [ISO 45001:2018](https://www.kireygroup.com/oven/media/CERTIFICATO-ISO-45001-KIREY-ENG.pdf) - [ISO 22301:2019](https://www.kireygroup.com/oven/media/ISO-22301-2019-ENG.pdf) #### Info **Kirey Srl** [info@kireygroup.com](mailto:info@kireygroup.com) Viale Francesco Restelli, 5 20124 Milano [kirey@pec.it](mailto:kirey@pec.it) **PI/CF**: 06729880960 **REA**: MI 1910802 **Tel**: +39 02 78625200 Capitale sociale 1.089.620,00  [![Linkedin](https://newsroom.kireygroup.com/hs-fs/hubfs/Linkedin.png?width=20&name=Linkedin.png)](https://www.linkedin.com/company/kireygroup/)   - [Privacy Policy](https://www.kireygroup.com/oven/media/Kirey-Privacy-ENG-policy-art-13.pdf) - [Cookie Policy](https://www.kireygroup.com/oven/media/Kirey-Cookie-Policy-ENG-1.pdf) - [Terms and Conditions](https://www.kireygroup.com/oven/media/Kirey-Website-Terms-and-Conditions-1.pdf) [![KIREY LOGO](https://newsroom.kireygroup.com/hs-fs/hubfs/KIREY_LOGO_PAYOFF_RGB_POS.png?width=200&height=72&name=KIREY_LOGO_PAYOFF_RGB_POS.png)](https://www.kireygroup.com/) © Copyright 2026 by Kirey